[Fiware-collaboration-req] Open Bank Project

Juanjo Hierro juanjose.hierro at fiware.org
Tue Apr 3 14:15:07 CEST 2018


   Response from representative of Open Bank project


On 03/04/2018 10:10, Luca Borella wrote:
> Hi Juanjo,
>
> Many thanks for your very informative email.
> To be honest, I am not very familiar with the terminology and acronyms 
> you used - I am the new guy here... I have some homework to do, I know!
>
> Regarding Open Banking and PSD2, it looks like that banks will follow 
> the standards set by The Berlin Group for exposing their 
> PSD2-compliant APIs interfaces. Keep in mind that the APIs required by 
> PSD2 are those related to account, transaction and payment data.
>
> The leading European banks developed their own set of Open APIs 
> (beyond PSD2 compliance) - for your reference, see 
> https://www.platfr.io/#/docs/api and 
> https://developer.db.com/#/apidocumentation/terminal
>
> We developed an Open Source solution with a broader set of APIs for 
> banking (around 160) and we offer this technology to banks which have 
> not this technology yet.
>
> Having said that, I think Open Bank Project fits well FIWARE's core 
> values, in terms of the mission, technologies, and community.
>
> Shall we have a coffee or so sometime next week?
>
> All the best,
>
> Luca Borella
>
>
>
>
>
>
> On Sun, Apr 1, 2018 at 7:32 PM, Juanjo Hierro 
> <juanjose.hierro at fiware.org <mailto:juanjose.hierro at fiware.org>> wrote:
>
>     Hi,
>
>       Happy to hear from you.
>
>       Could you elaborate a bit more about your specific area of interest?
>
>       We are very aware about the PSD2 directive and its
>     implications.  Indeed, we believe that our core API, FIWARE NGSIv2
>     could be adopted as open standard API for supporting this
>     directive (accompanied with a proper standard information model). 
>     In favor of this we believe there are two interesting questions to
>     mention:
>
>       * The FIWARE NGSIv2 API specification
>         <http://fiware.github.io/context.Orion/api/v2/latest/> has
>         been the basis of the soon-to-be-published NGSI-LD
>         specifications created under the umbrella of an ETSI Industry
>         Specification Group
>         <https://docbox.etsi.org/ISG/CIM/Open/ISG_CIM_NGSI-LD_API_Draft_for_public_review.pdf>. 
>         NGSI-LD is backward compatible with FIWARE NGSIv2, introducing
>         certain new features like support to JSON-LD.  The FIWARE
>         Community is committed to bring an open source reference
>         implementation of this API through the core component of the
>         FIWARE platform: the Orion Context Broker.
>       * The Orion Context Broker component of FIWARE has recently been
>         adopted as CEF Building Block by the EC
>         <https://ec.europa.eu/digital-single-market/en/news/connecting-europe-facility-cef-telecom-work-programme-2018-adopted>
>         with the announcement of the CEF Telecom programme 2018.  As a
>         result, Public Administrations from EU member states are
>         recommended to use it for the development of Digital Service
>         Infrastructures (e.g., infrastructures for publication of open
>         data) which can bring support to Digital Services that can
>         work in every member state and cross-frontier.  Of course, the
>         adoption of this recommendation by private organizations is
>         welcomed and fostered.  In this respect, we believe that
>         support of the PSD2 directive is a good example of directive
>         enabling the creation of Digital Service Infrastructures
>         supporting the development of services that can work
>         cross-frontier.   Consequently, creating a link between the
>         PSD2 and the CEF Digital Building Blocks program maybe an
>         opportunity.
>
>       Bottom line: the PSD2 directive leads to definition of Open APIs
>     by banks.   Should they invent a new one or could they leverage on
>     one that already exists and has got the endorsement by ETSI and
>     the EC?
>
>       In addition to that, several components have been developed as
>     part of the FIWARE platform to bring support to access control on
>     FIWARE NGSI API resources, following standard XACML architecture
>     concepts (PEP+PDP+PAP) as well as the publication and monetization
>     of these resources.  Work regarding publication has been developed
>     supporting publication through extended open data portals (e.g.,
>     we have developed the extensions which enable CKAN open data
>     portals to transform into data marketplaces). Monetization aspects
>     have been developed in collaboration with TM Forum
>     <https://www.tmforum.org/press-and-news/myfiwarestory-tm-forum-partnership-creating-data-economy-infrastructure/>,
>     supporting TM Forum Open APIs for the modeling and publication of
>     commercial offerings on digital resources.  Overall looking
>     towards bringing support to Data Economy concepts.
>
>       Hope this information helps you to gain even more interest in
>     FIWARE.  As mentioned, a bit more info on your side would be
>     helpful to explore how we can help you.
>
>       Cheers,
>
>       --
>
>     Juanjo Hierro
>     Chief Technology Officer
>     juanjose.hierro at fiware.org <mailto:juanjose.hierro at fiware.org>
>     www.linkedin.com/in/jhierro <https://www.linkedin.com/in/jhierro>
>     Twitter: @fiware <https://twitter.com/fiware> @JuanjoHierro
>     <https://twitter.com/JuanjoHierro>
>
>
>
>
>
>
>
>
>
>
>     On 01/04/2018 17:41, luca at tesobe.com <mailto:luca at tesobe.com> wrote:
>>     Dear Team,
>>
>>     I hope this email finds you well.
>>
>>     We developed an Open APIs platform for banking (for more info
>>     www.openbankproject.com <http://www.openbankproject.com>).
>>     We are very interested in learning more about Finware and its
>>     ecosystem.
>>
>>     I hope to hear from you soon.
>>
>>     All the best,
>>
>>     Luca Borella
>>
>>
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